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Estate planning to ensure that you die the right way

Nobody wants to think about a future in which they are gone. Even so, it is a must that you come to grips with the fact that you will die at some point in time. The estate plan you create today can ensure that you die the right way in the future (hopefully many, many years from now).

Fortunately, with the right approach, you can create an estate plan in no time that you will be comfortable with. Here are three simple steps to take;

-- Learn more about wills and living trusts. There are pros and cons of both, so you should consider how each one fits into your estate plan.

-- Consider the benefits of life insurance. This is not something you buy for yourself, but instead something that benefits your family once you are gone. It is nice to know that your life insurance policy will leave a death benefit behind to your loved ones.

-- Create these three end of life documents: advance directives, durable power of attorney, and release of information form.

These are the types of estate planning steps you can take today that will save you and your family time and money in the future.

It is hard to think about dying. This is why so many people put estate planning off, always saying they will get around to it in the future. Don't let this stop you from doing the right thing. You can create an estate plan today that will protect your loved ones from trouble when you pass on.

Source: Kiplinger, "8 Smart Estate Planning Steps to Die the Right Way," accessed March 08, 2016

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