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Estate planning as a middle age individual

As you approach middle age, it won't be long before you understand the importance of reviewing your estate plan.

While you may already have an estate plan in place, there are still details to think about as you move forward. It is during this time of your life that you want to make sure that your future is in good hands.

Here are some estate planning issues to consider as a middle age individual:

-- Revocable living trust. This is a top choice as it allows you to pass property down to loved ones without the probate process getting in the way. Furthermore, you have the opportunity to alter this type of trust while you are alive.

-- Take steps to reduce estate taxes. This may not be something you have thought about in the past, but it's time for you do to so now. There may be some steps you can take at this time to reduce estate taxes on your loved ones upon your death.

-- Name a guardian for any children under the age of 18. One of the most important steps you will take, this ensures that your children will be taken care of in the event that both parents are unable to do so.

It is never easy to realize that you are no longer "young," but there are steps you can take during your middle age years to better plan for the future. Once you get your estate plan in place, you can feel better about what's to come - a great feeling for anyone, no matter your age.

Source: FindLaw, "Estate Planning Tips: Find the Right Estate Plan for You," accessed May 13, 2016

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